Garant-Invest Commercial Bank (JSC) offers an opportunity to conclude an addendum to Settlement and Cash Service Contract in order to deposit monetary funds in the Bank for the period of 1 day.

Deposit terms:

• The Bank accrues interest for the balance of the Client’s account provided that the opening account balance equals to or exceeds thirty million (30,000,000) rubles.

• The interest is accrued for the actual balance of the Client’s account.

• The interest is paid on the day following the day where the minimum account balance reaches thirty million (30,000,000) rubles by crediting to the Client’s account.

• The interest rate amount is determined based on the current key rate of the Bank of Russia and depends on the actual Client’s account balance in accordance with the account balance:

Account balance	Rate
30,000,000 to 99,999,999	1/3 of the key rate of the Bank of Russia
Exceeding 100,000,000	½ of the key rate of the Bank of Russia