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Mission and Strategy

Mission and Strategy

The mission of Garant-Invest Commercial Bank (JSC) is to provide its clients with a package of modern banking products and services, effective financial solutions based on an individual approach and tailored services.

Basic operational principles:

  • to ensure stability, reliability, and profitability for the Bank's clients;

  • to render services to clients in an efficient manner – to facilitate clients' business development, to render comprehensive assistance and support to clients with the use of advanced banking technologies, expertise, knowledge, and experience of the Bank's professional team;

  • to provide clients with a high level of personal services – high quality service based on an individual approach; to satisfy the need for advanced banking products and services, including tailored financial solutions;

  • to maintain a perfect business reputation due to respectful and fair attitude towards clients;

  • to fulfil obligations in due time; to adhere to principles that contribute to building long-standing and mutually beneficial cooperation, mutual respect and respect for the other's interests, open-mindedness and accountability;

  • to apply reasonable conservatism and a balanced approach to risks – we do not jeopardise the client's money and appreciate trust; to use a conservative approach to the implementation of the loan and deposit policy.

The Bank's Business Model

Garant-Invest Commercial Bank (JSC) is a partner bank. The Bank's business model is based on the creation of stable relations and business cooperation with industries in which the Bank's specialists have expertise. They are primarily wholesale and retail, food retail, public catering, food production, commercial real estate, construction and rental business. These units of the real sector of economy are more stable as compared with other ones amid economic crisis. They are oriented towards everyday consumer demand and ensure good production and financial indices as the economy recovers and continues to grow.

Being part of Garant-Invest Group, makes it possible for the Bank to attract not only Group companies but hundreds of partners and their employees into buying the Bank's services. Garant-Invest Group has effective agreements with many companies made for up to 30 years.